Product - DKB Code Factory

The sustainable techbank

Our mothership, Deutsche Kreditbank (DKB), focuses on two main areas: Retail for private customers (accounts, credit cards, investments) and Business Customers (loans, financing).

Notably, at least 85% of our funds are reinvested in sustainable products, such as agriculture, renewable energy, and social infrastructure. DKB ranks among the top 3 German direct banks. To maintain this position, we at Code Factory support the development of user-centric, stable, and innovative digital products.

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Private Banking

We’re currently rebuilding and improving the existing banking services to provide the perfect banking solutions for our private customers. Based on well informed decisions, we also consistently review the current and future scope. Be it a banking account, a banking app, loan or trading services, we offer everything that is needed for an extensive banking experience. Not only the Miles & More credit card app was built by us, we also offer co-branding prodcuts for companies like Porsche and Hilton.

Banking Services

The invisible operating system powers all our banking services. Connected to the core banking system, we provide an API layer to abstract away the complexity of banking processes. Our mission is to provide well structured and easy to integrate services, which allow a smooth implementation of banking products in the DKB world, ensuring a stable and seamless experience for our users. We aim for full control over our products, swiftly resolving incidents and maintaining top-notch stability and speed.

Property Management Platform

We're giving our 20-year-old property management platform a serious upgrade. Currently, it's used to manage bank accounts for property management & deposit accounts, but we have high goals: Not only are we tackling technical enhancements, but we're also refining the value proposition to meet our customers' exact needs. In the future, our platform allows property managers to manage properties and maintenance accounts effortlessly and compliant - All in one user-friendly application that handles data, accounts, files, and more.

Credit Loaning

We're transitioning from endless Excel spreadsheets and physical folders to embark on the digitalization journey of the credit process. By moving to digital platforms, we aim to accelerate decision-making for loan applications, making the process more efficient, automated and as digital as possible to ensure lower risk. Currently, our users (our colleagues, by the way) are operating on various systems in parallel. The product we build promises to streamline the entire credit lifecycle into a single, unified application, revolutionizing how credit applications are handled for the benefit of both our organization and our valued customers.